While we pack our bags for a tour, there remains a high chance of forgetting the action to protect our baggage from any kind of loss or theft. When you plan a trip, in abroad or in domestic fields, always remember travel insurance can keep you protected in various sectors while you are travelling.
What do you understand by Travel Insurance?
Travel Insurance can be described as the travel document that protects us all sorts of stress issues that can happen while we are travelling. This is an insurance service that keeps us protected from all sorts of medical expenditures like charges for hospitalization, diagnosis etc. The travel insurance is not only meant for insuring us from medical emergencies but also from cancellation of trip, accident while on flight and even loss or theft of baggage. In short when you take travel insurance you remain stress free while you are travelling. Any kind of loss you incur within the insured travel span gets covered under the travel insurance. One must remember that travel insurance stays valid only for the exact span of your travel time. If you require insurance for more than one trip then there are special insurances that offer coverage for multiple trips if they happen within a stipulated span of time mentioned in the insurance papers.
Travel Insurance Costs in the market:
Travel Insurance coverage and the age of the person being covered under it are main determinant factors of the insurance costs. Along with the coverage and age of the insured person the place where you travel and the items that you want to be covered in your insurance are also related to the cost of the travel insurance. Travel Insurance promotion is a thing that happens even when you go online to book you own flights from the ticketing portals. But if you are travelling on leisure purpose then it is highly recommended that you take up a travel insurance that not only protects you from delay in flights and loss of baggage in the airport. You need more than that. Medical expense coverage is definitely something you require, especially if you are travelling outside your country. There are many countries where medical expenses are huge and can be only afforded by common men if they are insured. When you are travelling abroad the basic insurance coverage with the lowest premium covers you nominally for hospital expenses and losses till a limit of $50,000.
You can definitely choose an insurance that provides you with more coverage limits. When you travel to countries like the United States of America and Canada, one needs insurance where the base coverage limits exceeds $50000. This is because of the higher medical expenses in the USA. Usually the charges of travel Insurance for an infant aged below 2 years of age is very nominal. People aging between 2 to 40 years of age have moderate insurance premium amount. The premium value starts increases post 40 and reaches to its maximum for a person at the age of 70 years. If you are above 70 years of age and travelling on leisure then it is highly recommended to undergo medical examinations before you apply for your travel insurance. Not only the premiums are sky high for the senior citizens, but also they come with clauses depending on the physical health of the person.
Stay protected with Travel Insurance and avail offers:
There are many companies who provide you with good travel insurances having attractive benefits. But who offers the best price for travel insurance. When you take travel insurance, in general you are looking for a protection plan under $50 that keeps you safe from the worries of delayed flight and baggage loss or theft.
In such situations, HL Assurance works as the best company who offers you with cheap travel insurance policies along with lucrative offers. A general travel protection scheme provides a traveller with the below benefits –
- High benefits on medical when you are travelling overseas.
- Unlimited coverage on grounds requiring medical based evacuation.
- Their travel insurance provides benefits on the rental excess set by the car rental companies.
- This provides benefits over any kind of extensive inconvenience caused while travelling
This comprehensive coverage is very much needs to make your holiday a peaceful and stress free one. Apart from the basic coverage the company also provides travellers with exclusive promotional benefits. Depending on the type of insurance you take, you will be eligible for the promotional benefits. Generally there are two categories of travel insurance offered by this company –
- Unlimited Travel Insurance that is renewed annually
- Travel insurance meant for a single tour
Single Tour promotion: The Company follows a simple way to promote their insurance; they provide you with insurance along with free mode of connectivity while you are on your single tour. Generally the single tour insurance comes with Free Wi-Fi Vouchers that a person can redeem as and when the insurance triggers off. In short you get a free access to Wi-Fi when you are abroad. Along with the free vouchers comes a discount voucher that can be used once you use up you free voucher. This creates an obvious reason to choose these travel insurance.
Annual Insurance coverage: The annual insurance with unlimited coverage provides you VIP facilities like special access to the VIP Lounges in the Airports. This means you insurance not only covers you when your flight is delayed but also provides you with the ultimate comfort during in your waiting layover period. Also you get the benefit of 35% discount if you plan to rejuvenate yourself at the Changi airport. You are totally entertained like a VIP in the airport lounge as your flight arrives.
What are the reasons to avail Travel Insurance?
Taking travel insurance is not only about getting a journey without worrying about a delayed flight or loss of baggage. There are more benefits to it –
- A good travel protection plan keeps you protected for 24 hours when you are travelling and this coverage is applicable for any destination in the world. What can be a better thing than to know that you will always be protected no matter what medical emergency you face or where you are?
- A consolidated coverage is definitely even more reason to take travel insurances. Name any type of loss, be it a baggage issue, delay in flights, cancellation of flights and hotels, excess charge placed by your car rental company or any medical emergency, a good travel insurance provides with consolidated coverage plan.
- The reason of course refers to the satisfaction of customer. The relaxed and stress free you remain, the better tour you have. Who doesn’t want to travel with a peace of mind? Travel insurance can only provide you with this ultimate peace while on tour. If you have a good tour you are bound to be satisfied.
If you are looking for good travel insurance with best protection plan then simply search for agents and compare their quote. Remember to check the price along with the benefits each insurance plan. Of course you need a plan that offers reasonable premium with best coverage.